Sure, we all have auto insurance for our vehicles, but do you understand what each section of your policy means or covers? Do you know specific what coverages or limits you have, or more importantly do you know what limits you should have? No matter if you live in East Meadow, Huntington, Rockville Centre, Mineola, Plainview, Williston Park, or the surrounding areas, you need to understand your auto insurance policy, especially the liability insurance coverages. If you have questions, it is best to speak with your Haller-Zaremba Insurance Agency agent for specific details about your policy.
What Do These Coverages Actually Do?
It’s important to understand what these sections of your auto insurance both do and do not do, should you ever need to utilize your auto insurance. The bodily injury portion of your auto insurance covers things such as medical expenses incurred by the other party if you are found at fault for the accident. It might even cover lost wages and/or legal expenses as well. The property damage portion covers things like the damage done to the other party’s vehicle, as well as other damage such as fences and other structures. Remember that these coverages mentioned are required by the state with specified minimum limits.
Be sure that you have the right amount of coverage for your vehicles and to protect yourself in East Meadow, Huntington, Rockville Centre, Mineola, Plainview, Williston Park, and the surrounding areas. Give a call to your independent agent at Haller-Zaremba Insurance Agency.