You put your heart and soul into your Williston Park business, so you want to protect it and make sure that it won’t go under from an accident or other incident. Your business is unique, and so should your insurance coverage. What if you have a few employees or no employees? Do you have a company vehicle? What does your business do?
The above are just a few of the many questions that will impact what business insurance you will need to protect your Mineola business. Your independent Haller-Zaremba Insurance agent will learn your business and will then shop the market to find the best business insurance that will fit your needs.
What If I’m Only Renting Office Space?
You have a nice small office in East Meadow where you perform your work as a local accountant. Do you think you need business insurance? Absolutely you do! You could experience theft, vandalism, fire damage, storm damage, or more to your business and the tools that you use. But with your accounting services, you also open yourself up to potential lawsuits, so having professional business insurance is also a must. Again, this is about protecting your business so that you can have an income and provide for your family.
I Only Have A Few Employees, Do I Really Need Insurance?
Once you have employees, most states require that you carry workers’ compensation insurance. This is good because it helps to protect your employees and help them recover from a work-related injury or illness. And factors such as job risk, claims history, and payroll size will make a difference in premiums and what coverages are needed. Regardless of what your business is in Plainview or Huntington, your Haller-Zaremba Insurance agent can help you protect your business and keep it running smoothly.
I Mow Lawns, Should I Have Insurance?
Yes, you definitely should have insurance. For starters, you should have vehicle insurance for the vehicle you drive for the business. You should also insure the trailer and all of the equipment that you use for your business. Additionally, you’ll want to look at liability insurance. And there might be other policies that are right for your business, but you need to speak with your local Haller-Zaremba Insurance agent to know what other options might be right for your business. No matter what business you own, having the right kind of business insurance will ensure that your Rockville Centre business can continue and provide you with a secure financial future.